Due to the unprecedented COVID-19, the world economies have been disrupted, and families have been shattered financially. In such times, there is no better way to manage your finances than availing of personal loans. Regardless of your need, you can take a personal loan and assuage yourself of your worries.
Getting a personal loan has become convenient, thanks to the internet and advancing technology. The Fullerton India personal loan app has tremendously become popular among Indian borrowers. It enables you to access funds and cater to your financial needs from the comfort of your home or while being on the go.
Different online loan apps are available on all app stores and can easily be downloaded and installed on your smartphone for free. As a salaried individual, you can apply for a loan and cover the cost of an immediate medical condition, wedding, education, or international travel.
Benefits of Fullerton India Personal Loan App
Fullerton India’s instant loan app is loaded with a host of benefits that contribute to an easy loan approval process.
Fullerton India’s online loan app is easy to use. Anyone with an understanding of the internet can use the app to access funds. You can download and install the app from your phone’s app store, fill in your details, and submit the relevant and accurate documents within just minutes. The loan application process through Fullerton India’s online loan app is simple, short, and fast. It enables you to apply in minutes and track your application status online.
Convenience
Another factor that can make your personal loan application easier is the convenience provided to borrowers. You can apply for a personal loan while being at home or your office. Since the instant loan app is available online 24x7, you can apply for a personal loan from anywhere at any time.
Easy Documentation
You can benefit from easy and hassle-free documentation while acquiring a personal loan through Fullerton India’s online loan app. It only requires you to scan the requisite documents and upload them after filling in your personal and employment information.
When applying for a personal loan through Fullerton India’s online loan app, keep the following documents ready:
- KYC documents such as Aadhaar Card, PAN Card, and Driving license.
- Salary slips (last 3 months)
- Bank statements (last six months)
- Income tax returns (ITR) or form 16
Completely Digital
Fullerton India’s instant loan app offers the entire application process online. It means that applying for a personal loan is easy, convenient, and paperless. You can download the application, apply for a loan, submit the document required, and receive the funds in your registered bank account without leaving your home or office. The benefit of the loan app being 100% digital is that you are not required to visit any physical location, and you can comfortably access funds from your home.
Relaxed Eligibility Norms
Much of Fullerton India’s instant online app stems from its relaxed norms of eligibility. Follow are the eligibility criteria to apply for a personal through Fullerton India personal loan app:
- You must be an Indian citizen and a salaried employee of a private or public undertaking.
- You must be between 21 and 60 years of age while applying for a loan.
- If you live in top metro cities, your salary should be at least 25000/ per month. If you live in any other city in India, your monthly salary should be Rs. 20000/-
To understand the maximum eligible loan amount, you must use the personal loan eligibility calculator. Your eligibility depends on factors like your monthly income and net monthly obligations.
Easy Process of Application
You will need to follow the underlying steps to make your personal loan application easier:
- Download Fullerton India Instaloan App on your phone.Register your profile using your existing Google account or Facebook profile. You can also create a new account with an email ID and password of your choice.
- Fill in your details like your name, address, date of birth, gender, marital status, contact details, etc.
- Fill in your income and employment details such as your salary, current company name, etc.
- Add your bank account information.
- Upload the documentation required by Fullerton India.
Submit your loan application.
In Short
If you need funds on an urgent basis to manage your finances, you can apply through Fullerton India’s personal loan app. The application process is easy and fast. You can get up to Rs. 25 lakhs as a loan and enjoy flexible repayment options with lower interest rates.