Traveling is among the most enjoyable things you'll ever be able to experience. You can travel on business, or to enjoy yourself. Sometimes when travelling to new places, things can happen that are out of your control so you should invest in travel insurance.
Just like finding the perfect hotel to stay at and packing the proper attire, finding the right insurance policy is important to do before your journey. When you search for insurance plans, you'll be able to see two kinds of policies one trip and multi-trip travel insurance.
What is the Single Trip Car Insurance?
Insurance for single trip travel protects you on a single trip either international or domestic. A multi-trip insurance plan covers you for several trips in a year. Continue reading to learn about each policy’s features and benefits to find the ideal insurance policy for your travels.
Single travel insurance plans comparison is insurance that provides cover for one journey. The policy starts on your first day of travel and lasts until you get back home. Single trip cover is suitable for individuals who only take one or two vacations a year, for holiday purposes, business travel or any other reason.
As with other types of travel insurance this type covers you for various travel related risks. These include cancellation, flight delays, medical emergencies and lost baggage among others. Some providers offer optional extras allowing you to customise your cover to suit your travel needs.
Cover is typically for a duration of one trip, the length will depend on the provider and the policy details.
Single Trip Insurance: Who Needs It?
- When traveling abroad on one trip that’s the biggest trip you plan to take in the next year.
- When you’re traveling on a budget and want coverage that’s specific to that one trip.
- When you don’t travel frequently and like the idea of paying once for your coverage.
What is multi trip travel insurance?
Multi-trip travel insurance also known as annual multi trip travel insurance is ideal if you travel frequently for business or leisure. Multi-trip insurance allows you to take unlimited trips for a certain period of time (normally one year). This type of plan ensures you stay covered no matter how many trips you take and how often you travel. Because you are already covered through a multi-trip insurance policy so you do not have suffer the hassle of purchasing a new insurance policy every whenever you fly.
Who Should Choose Multi-Trip travel insurance?
- Frequent business travelers abroad.
- Adventure travelers that take several vacations a year.
- People who want year round coverage in case of emergencies.
Think about how you travel. If you’re a luxury or adventure traveler make sure your single journey travel insurance plan covers that.
A single trip Vs Multi travel insurance: what's the difference?
- The duration of the coverage: If you're making a single trip you can purchase single-trip coverage. If you are planning to take several trips, you buy an insurance policy for multiple trips.
- Cost: If you do not frequently travel you will probably find it cheaper to purchase a single trip insurance. You might consider a multi-policy as more affordable, if you're constantly traveling and frequently
- Convenience: If you buy a multi-trip policy, you can be covered for all your trips up to 180 days. There is no need to worry about buying a policy every time you travel.
Conclusion: Are You Ready to meet your Perfect Match for a Travel Match?
What do you think which travel insurance is better for you? A multi-trip policy could be more provident and practical, If you frequent travel and constantly. The decision of selecting a single or multiple trip travel insurance plan is completely subjective. Refer to our blog on how to compare policies to compare your options.
If you’re looking for savings and hassle-free coverage, choose multi-trip. If you’re traveling for a one-time trip or a long-duration trip, choose single-trip. No matter what you decide the best option, it's an investment that will ensure a relaxing holiday.
Don’t forget to pick up best travel insurance plan for frequent travelers from reputable insurance company and have a coverage buddy who will look out for you!