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All You Need to Know About ICICI Bank Net Banking

February 09, 2023 02:18 PM

ICICI Bank Internet Banking is simple, convenient and 100% secure. It allows its customers to carry out a wide range of banking transactions and access numerous features in just a few minutes. There is no more requirement of standing in long queues and unwanted delays. With the help of ICICI Bank Net Banking facility, customers can instantly unlock a better lifestyle anytime and anywhere. 

How to open ICICI Internet Banking instantly? 

ICICI Internet banking allows its customers to carry out almost all banking transactions and manage their finances sitting anywhere in the world and at any time of the day. Let us now understand the different ways to start with ICICI’s Internet banking: 

  1. When opening a bank account online: 

Step 1: Use the Internet Banking User ID during the account opening process.

Step 2: Visit the bank’s website and click on the “New User” tab available on the top right corner.

Step 3: Click on the “I want my password” button to generate the password.

Step 4: Once generated, click on “Login” to enter the User ID and password. 

  1. When opening a bank account offline: 

Step 1: Use the Internet Banking User ID and a temporary Password provided in the Welcome Kit.

Step 2: Visit the Bank's website and click on ‘Login’ to enter the User ID and Password. 

How to register for ICICI Internet Banking services? 

Below mentioned are the steps to register for ICICI Internet Banking services: 

  • Visit the official website of ICICI’s internet banking portal athttps://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
  • Click on the tab “Personal Banking and then press “Login”.
  • To initiate the registration process, click “Get User ID”.
  • Then press “Click here to proceed”.
  • Enter the bank account number along with the mobile number registered with the bank.
  • Click on the “Go”.
  • The system will automatically create a User ID for the respective bank account and display the same on the screen.
  • Now, open the Login page again and then click on “Generate password”.
  • Then press “Click here to proceed”.
  • Enter the User ID and click “Go”.
  • Enter the mobile number once again to receive the OTP.
  • Enter the OTP received and then the system will generate a password to get access to the Internet Banking services. 

Easy steps to login ICICI Internet banking: 

Below mentioned are the steps to log into the ICICI Internet Banking services: 

Easy steps to check savings account balance via ICICI Internet banking: 

Below mentioned are the steps to check the ICICI Savings Bank Account balance: 

  • Firstly, register for ICICI Net banking services.
  • Log into the bank account using the User ID and the password.
  • On the dashboard, the balance can be checked.
  • The account balance would now appear on the dashboard.
  • Also, recent transactions can be checked and the account statement can be downloaded. 

ICICI Bank also allows its account holders to view the mini statement online with the help of the ICICI Bank Mini Statement number that gives the access to recent 5 transactions made in the bank account. ICICI Bank Mini statement number is used to give a miss call and receive an ICICI Bank Mini statement on the registered mobile numbers. 

The registered mobile account holders can avail missed call facility by giving a miss call at the below-mentioned ICICI Bank Mini Statement number: 

                                           9594 613 613 

ICICI Bank Timings

Customers can avail all the ICICI net banking services conveniently sitting at home with the help of internet without even wondering about the ICICI Bank timings as these services are available 24*7 to the customers 

However, post lockdown, ICICI bank timings are from 09:30 am till 03:00 pm from Monday to Saturday (except for the second & the fourth Saturdays). 

But customers opting for net banking facility do not need to worry about ICICI Bank timings. 

Day

Timings

ICICI Bank Timings on Monday to Friday

09:30 am to 03:00 pm

ICICI Bank Timings on Sunday

Bank Closed

ICICI Bank Timings on Second and Fourth Saturday

Bank Closed

ICICI Bank Timings on First, Third and Fifth Saturday

09:30 am to 03:00 pm

  Funds transfer via ICICI Net Banking:

 Below mentioned are the steps to transfer funds via ICICI Net banking: 

  • Log in to the official website of ICICI.
  • Select “Funds Transfer” under the “Payments and Transfer” tab.
  • Choose the relevant option from the list provided.
  • Click on “Transfer Now”.
  • Choose the account from which the transfer is to be done.
  • Also, select the beneficiary to which the amount is to be transferred.
  • Enter the details like the amount to be transferred, the date of the transaction, and payment types such as IMPS, NEFT, and RTGS.
  • Click on “Next”.
  • After verifying the transaction click on “Submit” to complete the transaction.

Transaction Limits in ICICI Net Banking:

 

Immediate Payment Service (IMPS) - Applicable for NRIs as well

Transaction Limits/Timing

IMPS (24x7x365)

iMobile

Internet Banking

Account number + IFSC

Mobile number + MMID

Account number + IFSC

Mobile number + MMID

Minimum

₹ 1

₹ 1

₹ 1

₹ 1

Maximum

₹ 5 lakh

₹ 10, 000

₹ 5 lakh

₹ 10, 000

*Upto ₹5 lakhs per transaction for IMPS (₹20 Lakhs per day through iMobile Pay)

 

NEFT (Internet banking and iMobile) - Applicable for NRIs as well
 

Transaction Limits/Timing

01.00 hrs – 19.00 hrs

00.00 hrs – 01.00 hrs
and
19.00 hrs – 00.00 hrs

2nd & 4th Saturday, Sunday & RTGS Holidays

Minimum

₹ 1

₹ 1

₹ 1

Maximum

₹ 10 lakh or ₹ 1 crore (based on customer segment)

₹ 2 Lakh

₹ 2 Lakh

RTGS (Internet Banking) - Applicable for NRIs as well

Transaction Limits/Timing

01:00 hours – 19:00 hours

19:00 hours – 00:00 hours and 00:00 hours – 01:00 hours

2nd and 4th Saturday, Sunday and Bank holidays

Minimum

Rs 2 lakh

Rs 2 lakh

Rs 2 lakh

Maximum

Rs 10 lakh or Rs 1 crore (based on customer segment)

Rs 10 lakh

Rs 10 lakh

 RTGS (iMobile) - Applicable for NRIs as well 

Transaction Limits/Timing

01.00 hrs – 19.00 hrs

19:00 hours – 00:00
and
00:00 hours-01:00 hours

2nd and 4th Saturday, Sunday and Bank holidays

Minimum

₹ 2 lakh

₹ 2 lakh

₹ 2 lakh

Maximum

₹ 20 lakh

₹ 10 lakh

₹ 10 lakh

 Charges Applicable on ICICI Funds Transfer: 

Transaction Charges

NEFT Charges (At Branch)

RTGS Charges (At Branch)

IMPS

Amounts upto ₹ 10, 000

₹ 2.25 + Applicable GST

Not Applicable

₹ 5 + Applicable GST

Amounts above ₹ 10, 000 and upto ₹ 1 lakh

₹ 4.75 + Applicable GST

Not Applicable

₹ 5 + Applicable GST

Amounts above ₹ 1 lakh and upto ₹ 2 lakh

₹ 14.75 + Applicable GST

Not Applicable

₹ 15 + Applicable GST

Amounts above ₹ 2 lakh and upto ₹ 5 lakh
(Incl. ₹ 2 lakh for RTGS)

₹ 24.75 + Applicable GST

₹ 20 + Applicable GST

₹ 15 + Applicable GST

Amounts above ₹ 5 lakh and upto ₹ 10 lakh

₹ 24.75 + Applicable GST

₹ 45 + Applicable GST

Not applicable

 

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